Cash-Flow-Based Lending Solutions
for Deals that Can’t Wait
We help private equity sponsors realize ambitious goals through flexible, experience-driven credit solutions.
Solutions
Lending at the Speed of Opportunity
At Abacus Finance, we specialize in cash-flow-based, senior secured loans to lower middle-market private equity- and family-office-backed companies. Our tailored approach emphasizes speed, certainty, and trusted collaboration—ensuring our sponsor clients can move quickly and confidently through each stage of the deal process. Whether it’s new platform investments, add-ons, or refinancings, our solutions are built for momentum and success.
Unlike traditional loans, our cash-flow-based lending solutions allow you to leverage your company’s past and projected revenue to secure financing for your next acquisition. Access capital faster and obtain more flexible terms from trusted private lenders for business acquisitions without having to pledge your company’s physical assets as collateral.
We work across a wide range of industries, bringing more than 125 years of combined experience to the lower-middle-market lending sector. Our sponsor finance lending solutions are tailored to ambitious private equity- and family-office-backed companies looking to upgrade and expand operations.
When Your Next Acquisition Can’t Wait
When it comes to acquisitions, every delay is a missed opportunity that can cost you thousands or even millions of dollars in upside potential. Underwriting an asset-backed loan can take weeks or even months, and lenders typically don’t allow firms to borrow against the full value of the asset.
Our sponsor-backed lending solutions are ideal for asset-light companies with a strong cash flow, such as start-ups, service-based companies, and lower-middle-market firms. They provide immediate liquidity for smaller companies looking to remain competitive in tougher markets. Because the underwriting process depends on revenue rather than assets, we can approve financing much faster than with asset-based funding. This means no more delays or missed opportunities.
A Partner You Can Trust
Lower-middle-market firms need every advantage they can get, including agile financing that considers the whole picture. When you partner with Abacus Finance, we’ll pair you with senior-level professionals who personally handle your financing needs. This hands-on approach ensures more streamlined communications and creative financing solutions from an expert who knows your business inside and out. Our priority? Long-lasting partnerships with each one of our clients. Explore all our cash-flow-based lending options, or reach out for a consultation today.
Industry Focus
- Aerospace/Defense
- Consumer
- Distribution
- Healthcare
- Manufacturing
- Services
- Software
- Technology
Investment Criteria
- Targeted EBITDA: $2M-$15M
- U.S.- and Canada-based private equity- and family-office-backed companies with strong cash flow
- Senior credit facilities up to $60M
Total Partnership Approach™
The Abacus Advantage: Designed for Certainty
From first term sheet to final close—and beyond—we’re your partner in execution. Our team’s credit judgment, sector experience, and streamlined processes ensure certainty of close, consistency of approach, and long-term alignment. The result? A reliable capital partner who delivers more than just a loan.
WHAT OUR PARTNERS SAY
“This was our first transaction with Abacus, and we were impressed how smoothly, efficiently, and on time the whole process went.”
"We selected the Abacus team because of its knowledge of, and experience with niche manufacturing companies. We found them easy to work with and the due diligence and loan structuring processes were handled smoothly and efficiently."
“Abacus Finance’s healthcare industry knowledge – in particular about outsourced revenue cycle management services – and the team’s flexibility in transaction structure were critical to the success of this transaction. As they have done in the past, the Abacus team met an aggressive schedule for closing the investment on time as promised.”
Reynolda Equity Partners
LFM Capital
Thompson Street Capital Partners